Category: Financial Education for Marketing

This category contains articles explaining concepts in economics and finance. It also contains articles explaining the broad economic trends and their implications for selling life insurance

Finance for Life Insurance · Financial Education for Marketing · Financial planning · Investments · Life insurance

Warren Buffet’s views on investment risk

N Ashok KumarLeave a comment

This my ninth article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the articles so far and the subsequent ones to… Continue reading Warren Buffet’s views on investment risk

Finance for Life Insurance · Financial Education for Marketing · Financial planning · Investments

Random Walk Theory

N Ashok KumarLeave a comment

This my eight article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the articles so far and the subsequent ones to… Continue reading Random Walk Theory

Finance for Life Insurance · Financial Education for Marketing · Investments · Life insurance

The Role of Luck in Investments

N Ashok KumarLeave a comment

This my seventh article on the nuanced concepts of investment risk. These articles are meant for those selling and marketing life insurance products. You can read all my previous articles and more in my Blog, https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the… Continue reading The Role of Luck in Investments

Finance for Life Insurance · Financial Education for Marketing · Financial planning

Past returns and future expectations

N Ashok KumarLeave a comment

This my sixth article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog www.helpindiainsure.iistpune.in. The articles on investment risks are a available on this page link in the Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts… Continue reading Past returns and future expectations

Finance for Life Insurance · Financial Education for Marketing · Investments · Life insurance

People preferring a particular risk category will not expect the returns of another risk category

N Ashok KumarLeave a comment

This my fifth article on the nuanced concepts of investment risk for life insurance salespersons. (You can read all my previous articles and more in my Blog www.helpindiainsure.iistpune.in. The articles on investment risks are a available on this page link in the Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/). Life insurance salespersons will sell ethically and correctly, if the concepts… Continue reading People preferring a particular risk category will not expect the returns of another risk category

Finance for Life Insurance · Financial Education for Marketing · Financial planning · Life insurance

People fear risks more than they want high returns

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You may have met customers who want to invest in the higher risk investments, believing they will get higher returns. Whether they actually get it or not is a matter of luck. You may have also met customers who do not want high risk investments and are quite happy with bank deposits and traditional life… Continue reading People fear risks more than they want high returns

Finance for Life Insurance · Financial Education for Marketing

Getting high returns year-after-year

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Continuing our articles on investment risks today we turn our attention to the promises made for high returns in mutual fund investments. Much of the argument for investing in mutual funds rests on Getting high returns, and, Getting high returns year-after-year for many years Let us take point (b) today. The momentum effect In the… Continue reading Getting high returns year-after-year

Finance for Life Insurance · Financial Education for Marketing · Sales Process

Human Life Value is a Financial Asset – Part 1

N Ashok Kumar2 Comments

Give this idea a thought. The Human Life Value (HLV) of an individual is a financial asset, like any other financial asset. It is not a tangible asset like a life insurance policy or a fixed deposit. There is no document that proves its existence. There is no document that indicates the HLV of an… Continue reading Human Life Value is a Financial Asset – Part 1

Finance for Life Insurance · Financial Education for Marketing · Sales Process

How do Mutual Funds Invest Your Money?

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There is a lot of hype that mutual funds earn a lot of money. It is only hype. In reality they do not. In fact roughly half of all mutual funds (equity and debt, and index funds included) earn less than 8 % p.a. The Pressure on the Investment Manager to Perform The hype leads… Continue reading How do Mutual Funds Invest Your Money?