Tag: financial planning

Finance for Life Insurance · Financial Education for Marketing · Financial planning · Investments · Life insurance

Warren Buffet’s views on investment risk

N Ashok KumarLeave a comment

This my ninth article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the articles so far and the subsequent ones to… Continue reading Warren Buffet’s views on investment risk

Finance for Life Insurance · Financial Education for Marketing · Financial planning · Investments

Random Walk Theory

N Ashok KumarLeave a comment

This my eight article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the articles so far and the subsequent ones to… Continue reading Random Walk Theory

Finance for Life Insurance · Financial Education for Marketing · Investments · Life insurance

The Role of Luck in Investments

N Ashok KumarLeave a comment

This my seventh article on the nuanced concepts of investment risk. These articles are meant for those selling and marketing life insurance products. You can read all my previous articles and more in my Blog, https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the… Continue reading The Role of Luck in Investments

Finance for Life Insurance · Financial Education for Marketing · Financial planning

Past returns and future expectations

N Ashok KumarLeave a comment

This my sixth article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog www.helpindiainsure.iistpune.in. The articles on investment risks are a available on this page link in the Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts… Continue reading Past returns and future expectations

Finance for Life Insurance · Financial Education for Marketing · Investments · Life insurance

People preferring a particular risk category will not expect the returns of another risk category

N Ashok KumarLeave a comment

This my fifth article on the nuanced concepts of investment risk for life insurance salespersons. (You can read all my previous articles and more in my Blog www.helpindiainsure.iistpune.in. The articles on investment risks are a available on this page link in the Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/). Life insurance salespersons will sell ethically and correctly, if the concepts… Continue reading People preferring a particular risk category will not expect the returns of another risk category

Finance for Life Insurance · Sales Process

Traditional Endowment vs. Term Insurance

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Many agents are faced with a serious issue while selling life insurance. The younger customers tend to think that it is better to buy term insurance instead of traditional endowment insurance. The popular feeling is that traditional endowment insurance is low return and therefore not worth it. Instead with the same money if one buys… Continue reading Traditional Endowment vs. Term Insurance

Finance for Life Insurance · Financial Education for Marketing

When do you earn money on ULIPs or Mutual Funds?

N Ashok Kumar1 Comment

Simply buying a ULIP or a mutual fund does not get you returns, no matter what the past history of return on the fund was. In fact never look at the past history. There are two circumstances when you have a higher possibility to earn money on ULIPs. The two conditions are When you buy… Continue reading When do you earn money on ULIPs or Mutual Funds?

Finance for Life Insurance · Financial Education for Marketing

Pension Schemes should be Defined Benefit

N Ashok KumarLeave a comment

The National Pension Scheme offers investors options in the kind of investment fund they would like to invest, based on their risk appetite. Among the options are equity based investments, where up to 50 % and up to 75 % of the invested amount is invested in equities or shares. The primary objective of choosing… Continue reading Pension Schemes should be Defined Benefit