Warren Buffet’s views on investment risk

19 November 2025 N Ashok KumarLeave a comment

This my ninth article on the nuanced concepts of investment risk for life insurance salespersons. You can read all my previous articles and more in my Blog https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the articles so far and the subsequent ones to… Continue reading Warren Buffet’s views on investment risk

Finance for Life Insurance · Financial Education for Marketing · Investments · Life insurance

The Role of Luck in Investments

11 November 2025 N Ashok KumarLeave a comment

This my seventh article on the nuanced concepts of investment risk. These articles are meant for those selling and marketing life insurance products. You can read all my previous articles and more in my Blog, https://www.helpindiainsure.iistpune.in/category/finance-for-life-insurance/. Life insurance salespersons will sell ethically and correctly, if the concepts of investment risks are understood. Each of the… Continue reading The Role of Luck in Investments

Finance for Life Insurance · Financial Education for Marketing

What is CAGR? How should it be used in investment decision-making?

22 April 202022 April 2020 N Ashok KumarLeave a comment

The Compound Annual Growth Rate (CAGR) is a frequently mentioned rate in investment analysis. When you hold investments for a number of years, in some years the rates are higher than in other years. The rates keep changing from year-to–year. The CAGR smoothens a number of annual rates that an investment may give over a… Continue reading What is CAGR? How should it be used in investment decision-making?

Finance for Life Insurance · Financial Education for Marketing · Objection Handling

Corona Strategy – 2

11 April 20209 April 2020 N Ashok KumarLeave a comment

Explain the fall in NAVs and exit strategies to your customers Identify the customers in your list who have made mutual fund or ULIP or share investment. Explain to them how to decide whether to remain invested in the MF or ULIP or share. In this article I give you a scientific way of going… Continue reading Corona Strategy – 2

Finance for Life Insurance

What happens to MF Investments Now?

23 March 202023 March 2020 N Ashok KumarLeave a comment

The share market is crashing and we do not know when it will stop crashing. In the recent past the BSE SENSEX crashed from a peak of about 41000 to 27000, currently. This represents a fall of about 34 %. The SENSEX is at approximately 65 % of what it was in February, 2020. Continue… Continue reading What happens to MF Investments Now?

Finance for Life Insurance · Financial Education for Marketing

Money Does not Grow on Trees

28 February 202028 February 2020 N Ashok KumarLeave a comment

I am reproducing a typical advice by a financial advisor below. This appeared in Mint 27 February 2020. A Question Question by a reader of the newspaper: Currently my net worth is around Rs. 5 lakhs. I invest Rs. 3,000 each in Canara Robeco Emerging Equities, Aditya Birla Sun Life Frontline Equity, Kotak Mahindra Emerging… Continue reading Money Does not Grow on Trees

Financial Education for Marketing

High Risk Investments – Not For Long Term

18 February 202015 February 2020 N Ashok KumarLeave a comment

High risk investments are not suitable for long term needs. The risks of not getting your money for the planned need is very high. Long term needs are ideally met by low risk investments.

Finance for Life Insurance

Debt Funds Anyone?

19 April 201919 April 2019 N Ashok KumarLeave a comment

There was a time not long ago when the share markets were volatile when the mutual fund sellers advocated that investors should switch to debt mutual funds claiming that debt funds were safe. They sold debt funds as safe investments, till IL&FS defaults hit the market. Suddenly it transpired that many mutual funds had invested… Continue reading Debt Funds Anyone?

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