We have been pointing out on this Blog (See: Where Indians Save) as well as in our training programs see our website www.iistpune.in that Indians are low risk investors (not low returns mind you). Given a chance Indians would prefer to invest and save in such a manner that their capital is protected. This is… Continue reading The Case of Negative Cash Holdings
Recently there was an article in the newspaper titled Mixing Life Insurance with Investment is a Common Mistake. It was published in a column titled “OOPS! Mistakes Investors Make” in Business Standard 2 August 2018. the article written by Kayezad Adajana explains the view point of Maher Dhamodiwala, who we are told is the founder… Continue reading No Fraud Here
There are thousands of mutual funds. They invest money in shares, debt (especially corporate debt), gold, real estate, foreign exchange, commodities, etc. You will agree that the prices of the assets in which mutual funds invest constantly change, moving up or down. Any investment in such assets is therefore subject to the investment risks of… Continue reading How do you compare the return of risky investments with that of lower risk investments?
In this Blog Help India Insure, it has been our consistent view that mutual funds as a rule do not give high returns. (Read the all the articles under the category Finance for Life Insurance, also read the power point presentation Why Life Insurance is the Best Financial Product). Some do for a short while,… Continue reading Good News from SEBI – Mutual Fund Sahi Nahi Hai
Do you also believe that Indians are shifting their investment preferences to mutual funds and shares? Let us take a look at what the Reserve Bank of India’s research report says. RBI data 1997 to 2016 (click to download) shows the savings habits of Indians. Columns (2) to (7) are low risk investments such as investments… Continue reading Where Do Indians Save Their Money?
